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About
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You are leaving the Yolo Federal Credit Union website. Yolo Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Yolo Federal Credit Union website..
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
Welcome
Your Membership Benefits
Achieving financial success starts here.
Schedule Appointment
Thank you for choosing Yolo Federal!
Welcome to Yolo Federal Credit Union! Our mission is to help you achieve financial success. Founded on the philosophy of “people helping people,” we're committed to delivering on our 5-Star Service Promise to both our members and our community. You can count on us to help you achieve your financial goals.
Below, you’ll find resources you need to maximize the benefits of your Yolo Federal membership.
Below, you’ll find resources you need to maximize the benefits of your Yolo Federal membership.
Highlights
Feel confident making financial decisions
Voted #1 Best Credit Union by members
Expect more with our 5-Star Service Promise
Digital Services
Online & Mobile Banking
Manage your money on the go with Online & Mobile Banking— get started here. For details on features like Card Controls, Payments, and more, click below.
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MoneyTrack
With MoneyTrack, you can budget, track spending, and set financial goals to stay on top of your finances.
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CreditTrack
Stay on top of your credit with CreditTrack, available in Online and Mobile Banking. Monitor your score, accounts, and more — all at your fingertips. Login to get started.
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eStatements
Register for eStatements through Online or Mobile Banking.
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Digital Wallet
Make purchases securely with a simple tap. All of Yolo FCU’s cards are compatible with all Digital Wallets.
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Credit and Debit Cards
Credit Cards
From everyday purchases to dream getaways, our Visa® Credit Cards have you covered—without hidden fees or the high interest rates.
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Card Activation
You can activate Debit and Credit Cards by calling 1 (866) 762-0558. Enter your card number, the CVV on the back of the card, and the last 4 digits of the SSN and Date of Birth of the primary account holder.
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Borrowing and more
Debt Consolidation
If reducing debt is your goal, Yolo Federal has multiple options to help you consolidate and pay it off.
Energy Saver Loan
Ready to go green? Our Energy Saver Loan makes it easy to fund energy-efficient upgrades. From solar panels to upgraded windows, we’ll help you make it happen with affordable financing.
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Home Loans
Whether you’re house-hunting or refinancing, Yolo Federal offers both Fixed and Adjustable-rate loans to fit your needs. No complicated jargon—just a simple process and a team that's with you all the way.
Loan amounts up to $1 million
Flexible rates and terms
Adjustable and Fixed-rate loans
New & Used Auto Loans
No gimmicks, just great rates. Yolo Federal offers easy-to-understand auto loans with no hidden fees. Whether you’re buying or refinancing, we’re here to help you save each month.
No hidden-fees
Low rates and flexible terms
Quick pre-approvals
Transferring money and making payments
Manage Money
Learn about the different ways to move money between your accounts and your financial institutions.
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Online Banking
Schedule automatic or one-time payments to any Yolo Federal Loan.
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Loan Pay
Easily make on-demand payments to your Yolo Federal Consumer and Real Estate Loans from another financial institution.
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ACH payments
Set up recurring payments from another bank by completing the ACH Origination Authorizationform. Answer ID verification, fill out the form, and click submit.
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Rates
We offer some of the most competitive rates in the area.
Wealth Management
Whether you want to make sure college is covered for your kids, or you are planning your perfect retirement, we have the resources to help out. We offer a full range of retirement and investment services through our broker-dealer, CUSO Financial Services, L.P.* (CFS). Our CFS Financial Advisor, Shanel Dubique., is eager to help you achieve financial success.
Prepare for retirement
Build your wealth strategy
Make investments
Disclosure
Non-deposit investment products and services are offered through CUSO Financial Services, LP (CFS), a registered broker-dealer (Member FINRA /SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Yolo Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. 1CFS and its representatives do not provide tax advice. For specific tax advice please consult a qualified tax professional.
Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
LegalTrack — Wills and Trusts
As a valued member, you get access to affordable, legally valid estate planning templates for wills and trusts that you can complete at home. Create customized estate planning documents, including wills, trusts, powers of attorney, and more.
There’s never been an easier, more affordable way to protect your family, home, and assets.
Reliable estate planning legal documents
Convenient, affordable, secure, and easy to use
Knowledge that gives you the power
Unlock your financial wellness with a home loan checkup
When was your last Home Loan checkup? Reviewing your Home Loan health is equally important.
Achieve Financial Success Program
With the Achieve program, you’ll have access to enriching tools and resources at your fingertips, so you’ll feel confident in making the right financial decision for you or your family
3 tips for investing in multifamily properties
Unlike single dwelling units, multifamily could boost your income while reducing vacancy rates.
Unfilter your home renovation
There are many things to consider before tackling a large or small home renovation project.
Unlock your financial wellness with a home loan checkup
When was your last Home Loan checkup? Reviewing your Home Loan health is equally important.
3 tips for investing in multifamily properties
Unlike single dwelling units, multifamily could boost your income while reducing vacancy rates.
Achieve Financial Success Program
With the Achieve program, you’ll have access to enriching tools and resources at your fingertips, so you’ll feel confident in making the right financial decision for you or your family
Unfilter your home renovation
There are many things to consider before tackling a large or small home renovation project.
Frequently asked questions
What are the details a Yolo Federal membership account?
Your Yolo Federal membership is secured by an S1 Savings Account, which requires a minimum daily balance of $100. By enrolling in free eStatements through Online Banking, you’ll skip the $5 monthly paper statement fee. This $5 fee is also waived if any of the following apply:
- You are 23 years old or younger.
- You receive a Direct Deposit each month.
- You have a combined loan or deposit balance with us over $5,000.
For more information, please review our Membership Agreement and Disclosures.
Have questions? We are here to help.
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Toll Free:
(877) YOLOFCU (965-6328)Mon-Fri 10am-5pm
Sat 10am-2pm
Sat 10am-2pm
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Skip the line, schedule appointment:
Meet us at one of our branches or schedule a call
Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer, or El Dorado counties is eligible for membership.
Sacramento, Placer, or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.
